Pre-License Readiness Assessment
A diagnostic pass for teams drafting applications or responding to informal regulator questions before a formal licence submission.
Audits for fintech · Taiwan
Controls reviewed where settlement, exceptions, and mandates meet
Routing Node System examines how payment, lending, and remittance firms in Taiwan enforce the controls their policies describe — then writes findings boards can act on.
Flagship engagement
Operational controls audit
Our primary offering is a full operational controls audit for licensed or pre-license fintech operators. We walk onboarding, fund movement, reconciliations, and exception queues, then sample dual-control evidence against your written mandates.
You receive a findings register, a management response window, and a board pack summary keyed to concrete transaction batches — not a generic maturity score.
Related engagements
Other ways teams bring us in
Alongside the flagship audit, operators commission shorter readiness assessments, settlement desk reviews, and board-pack facilitation when findings already exist.
Reconciliation & Settlement Desk Review
Focused testing of break management, nostro matching, and end-of-day sign-off for payment and remittance desks.
Board Pack & Findings Facilitation
Facilitation for audit committees that need clear findings language, management responses, and follow-up tracking after an external or internal review.
From the field
“They sampled weekend overrides we had stopped mentioning in weekly ops.”
Mei-Ling Chen, compliance lead at a Taipei remittance firm, commissioned our operational controls audit ahead of a correspondent bank diligence visit. The report named corridor-level override gaps without dramatising them — and left her team enough time to close three items before the bank arrived.
Field notes
Recent writing on audit practice
How payment firms age reconciliation breaks without noticing
Break queues that look healthy on Monday morning often hide weekend suspense that never received a second reviewer.
Dual control that survives leave calendars
Maker-checker fails most often when the checker is on annual leave and the backup has never opened the approval screen.
Evidence packs that shorten a pre-license conversation
Supervisors and counsel spend less time hunting when sample packs follow a predictable order.
Next step
Tell us your product mix and reporting date
We reply within two business days with availability and a draft scope outline for audits for fintech operators in Taiwan.